There are many reasons to refinance a home, including but not limited to, reducing debt, building onto a home, or reducing the length of your mortgage. There are many factors to consider when deicing if you should refinance your home. Some of those factors may be the value of the home, how long you haveRead More
What is involved in the home buying process? When you buy a home, it can be quite a lengthy process. The average time to close on a property is 45-60 days if the buyer has a mortgage, but it can take much longer depending on the circumstances of the transaction. The process should be funRead More
What is a Seller’s Concession? A seller’s concession is any amount of money paid toward the closing by the seller to the buyer. This money can be used toward closing costs, but sometimes a seller may agree to pay money if they have items in the home that need to be repaired or replaced, butRead More
What is an FHA Loan? The Federal Housing Administration, commonly referred to as “FHA” provides mortgage insurance on mortgage loans made by FHA-approved lenders. The FHA usually insures mortgages on single and multi-family homes. It is the largest insurer of mortgages in the world. Since its inception in 1934, the FHA has insured over 38Read More
Termite Inspections If you are buying a home, you probably know that the home inspection process can involve other inspections within it. While a routine home inspection includes making sure the home is sound and inhabitable, many buyers are required by their lender to get additional inspections. One of those additional inspections is a termiteRead More
